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       Simplified Issue Whole Life 
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       A great medical plan with rates that 
        will never increase, and coverage that will never decrease. 
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                   First day coverage, no waiting  
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                   Issue ages 45-85, no medical, up to $35,000 
                    available, 6 health questions, non smoker & smoker rates 
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                   Issue ages 50-75, no medical, up to $25,000 
                    available, 3 health questions, non smoker and smoker rates 
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                   Rates can never increase 
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                   Coverage can never decrease 
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