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COMPANY PRODUCTS SMART DECISIONS INFORMATION
US Health Card
International Medical Plan
Medical Insurance - Individual & Group
Accident Disability Income
Home Health Care - Guaranteed Issue
Family Accident Policy 10000
Individual Dental Plan
Term Life Insurance
Simplified Issue Whole Life
Individual Disability Income
Individual Disability Income
 

AVAILABLE in New York & New Jersey

IN NETWORK COVERAGE
Choose any dentist from the capdent network and pay a $5.00 per visit fee, plus fixed co-payments for general dentists or specialists.

No Deductables

No Yearly Maximums

No Claim Forms to complete

No Waiting periods for anything

A specialist needs a referral from the general dentist

Covers most blue and white collar occupations

Uni-Sex Rates

OUT OF NETWORK COVERAGE
Use any dentist for scheduled allowances of covered services.

$50.00 yearly deductable per person

$1500 annual maximum in benefits paid

$600 lifetime orthodontia benefit

A 12 month wait period for prosthetics services **

A 24 month wait for orthodontia services

Covers most blue and white collar occupations

Uni-Sex Rates

**For groups of 10+, no waiting periods for prosthetics services.

 


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