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US Health Card
International Medical Plan
Medical Insurance - Individual & Group
Accident Disability Income
Home Health Care - Guaranteed Issue
Family Accident Policy 10000
Individual Dental Plan
Term Life Insurance
Simplified Issue Whole Life
Individual Disability Income
Individual Disability Income
 


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Accidental Death maximum Benefit Amount: $ 5,000

Death - If, as a result of Injury, an Insured dies within one year from the date of the accident causing the Injury, benefits will be paid, subject to the overall maximum for any one accident, the death benefit which applies less any specific loss benefit paid because of the same accident. The one year limit does not apply in a Pennsylvania contract.

Specific Loss - If, as a result of Injury, an Insured suffers a specific loss within one year from the date of the accident causing the Injury, benefits will be paid, subject to the overall maximum for any one accident, a benefit based on the face amount which applies to the Insured as specified in the table below:


For the Loss of

Percent of the face amount

Each Arm

75%

Each Leg

75%

Each Hand

50%

Each Foot

50%

Sight of Each Eye

50%

Speech

50%

Hearing of Each Ear

25%

Thumb and Index Finger of the Same Hand

25%

ACCIDENTAL MEDICAL EXPENSE BENEFIT

Maximum Benefit Amount: $ 10,000

Deductible: $300

If, as a result of injury, an insured incurs covered expenses starting within 90 days from the date of the accident causing the injury, we will pay, less the deductible as shown above and not to exceed the maximum benefit amounts shown therein, all covered expenses incurred within 2 years from such date.

Covered expenses mean the reasonable and customary charges for local professional ambulance service to or from a hospital and/or surgical center as well as the following reasonable and customary charges for treatment, services, and supplies provided or prescribed by a doctor.

IN - HOSPITAL BENEFIT

Benefit Amount: $ 150.00 per day.

Maximum of 31 days

No waiting period

If an accidental bodily injury results in the Insured's hospitalization within 45 days of the accident, we pay a daily benefit for each day of hospitalization beginning the first day of hospital confinement for a maximum of 14 days. Such confinement must be prescribed by a "Physician" and as a registered bed patient. The term "Physician" means a person licensed in the healing arts acting within the scope of his or her license. Confinement solely for the purpose of convalescing or receiving nursing care is not covered.

Program Features:

 

ABA National Health Card

PPO Access

Triple Prescription Discount Plan

Affordable Dental

Speech/Hearing Discounts

 

 

Accident Medical & Accident Dental (Benefits are paid over & above any other coverage)

$ 10,000.00

$300 Deductible

Any Hospital or Physicians Office



 

Accidental Death & Dismemberment

$ 5,000

Seat Belt Bonus Benefit 10%



 

In Hospital Indemnity (Benefits are paid over & above any other coverage)

$ 150 per day

up to 31 days

No waiting period

Plan Covers all eligible family members

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